About State Farm agent Jose Rosario, MSFP, MBA, ChFC®, CPCU®, CLU®, WMCP®, RICP®
One Agency. Two States. Five Languages. Long-Term Relationships Built Around You.
Your insurance agency should know more than your policy number.
It should understand the family, home, business, income, responsibilities, goals, and future behind every policy.
At Jose Rosario State Farm, we believe insurance should be more than a transaction. It should be part of a long-term relationship with a knowledgeable and responsive team that is prepared to help as your life, family, business, and insurance needs change.
From our Orlando office, Jose Rosario and his team serve individuals, families, professionals, retirees, and business owners throughout Florida and Georgia.
Our team provides service in:
English
Spanish
Portuguese
Haitian Creole
French
We want every customer to understand their options and feel comfortable asking questions in the language they prefer.
Whether you are looking for auto insurance, homeowners insurance, renters insurance, life insurance, business insurance, assistance with a move between Florida and Georgia, or information about available financial services, our team is ready to listen, explain, and help.
Meet Jose Rosario
Jose Rosario, MSFP, MBA, ChFC®, CPCU®, CLU®, WMCP®, RICP®
State Farm Agent Serving Florida and Georgia
Jose Rosario is a State Farm Agent serving customers throughout Florida and Georgia.
Since 2017, Jose and his team have helped individuals, families, professionals, retirees, and business owners protect what matters most through knowledgeable service, clear explanations, personal attention, and long-term customer relationships.
Jose believes customers deserve more than a quick quote.
They deserve an agency that takes the time to understand:
Who and what they want to protect
How their lives have changed
What responsibilities they carry
What concerns keep them awake at night
What questions have never been answered
Whether their existing coverage continues to fit their current circumstances
An automobile, home, business, or life policy does not exist by itself. Each policy is connected to real people, real responsibilities, and years of work.
That is why Jose and his team look beyond the immediate transaction.
Our goal is to help customers understand available options, identify areas that deserve attention, and make informed decisions with greater confidence.
Decades of Industry Experience. A Team Built on Professional Synergy.
Jose Rosario has been actively involved in the insurance and financial services industries since 2002, bringing more than two decades of industry experience, professional development, and customer-focused service to individuals, families, professionals, and business owners.
But the strength of Jose Rosario State Farm extends far beyond Jose's individual experience, academic achievements, and professional credentials.
Our team brings more than 20 additional years of combined industry experience, complementing Jose's professional background. Several team members have worked alongside Jose since the agency opened in Orlando in 2017, contributing to the continuity, institutional knowledge, and long-standing customer relationships that distinguish our office.
This continuity creates something especially valuable: professional synergy.
Our agency operates through the combined knowledge, experience, dedication, and collaboration of professionals who share a commitment to providing knowledgeable, responsive, and personalized service.
That commitment is reflected in the feedback our customers repeatedly share. Public reviews recognize not only Jose Rosario personally, but also the agency and individual team members for their professionalism, patience, responsiveness, helpfulness, and consistently high level of customer service.
Customers frequently acknowledge employees by name, highlighting an important distinction: the experience at Jose Rosario State Farm is not dependent on one individual. It is the result of an experienced team working together toward a common purpose.
From answering everyday insurance questions to assisting with complex coverage needs, policy changes, and important life transitions, our team works collaboratively to provide continuity, clear communication, and attentive service.
Since 2002 in the industry. Since 2017 serving through our Orlando agency. More than 20 additional years of combined team experience. One shared commitment to our customers.
At Jose Rosario State Farm, you are not simply choosing an insurance agent. You are choosing an established, multilingual team whose collective experience, professional preparation, and commitment to service are central to every customer relationship.
One Agency. Multi-States. Five Languages. Decades of Experience. One Team Working for You.
Advanced Education and Professional Credentials
One of the most distinguishing characteristics of Jose Rosario State Farm is the depth of education and professional development behind the service Jose and his team provide.
Jose’s academic background includes:
Master of Science in Financial_Planning Degree
University of Georgia
Master of Business Administration
Interamerican University of Puerto Rico
Bachelor of Business Administration in Finance
University of Puerto Rico
Jose has also earned five respected professional designations covering insurance, life insurance, property and casualty risk, long-term financial needs, and related professional disciplines:
ChFC® - Chartered Financial Consultant®
CPCU® -Chartered Property Casualty Underwriter
CLU® - Chartered Life Underwriter®
WMCP® - Wealth Management Certified Professional®
RICP® - Retirement Income Certified Professional®
Jose is also proud to serve as a member of a University of Georgia alumni board and to remain connected to the university’s professional and alumni community.
Jose did not pursue advanced education and professional credentials simply to place letters after his name.
He pursued them because customers deserve an agent who is committed to continuous learning, high professional standards, and a deeper understanding of the decisions that can affect families and business owners.
These credentials help Jose ask better questions, understand complex situations, explain available options, and approach each customer relationship with greater knowledge and perspective.
Knowledge Matters, but Character Matters Too
Education and credentials are important, but they are not enough by themselves.
Customers also need someone who will listen carefully, communicate honestly, act responsibly, and remain available after the initial transaction is completed.
Jose has built his agency around a strong set of values:
Jose believes that relationship is built through consistent actions.
It is earned by returning calls, answering questions, explaining difficult topics in understandable language, acknowledging concerns, following through on commitments, and treating every customer as a person rather than a policy number.
That commitment is reflected in the public feedback customers have shared about the agency. Customers frequently recognize individual team members by name and describe them as knowledgeable, professional, patient, friendly, responsive, and willing to help.
People may not remember every detail of an insurance conversation.
They will remember how they were treated.
Insurance Should Protect a Life, Not Simply an Object
Many insurance relationships begin with a car or a home.
They should not end there.
An auto policy is connected to:
The people who drive the vehicle
The passengers riding inside it
Other people who could be affected by an accident
A family’s transportation needs
A financed or leased vehicle
A new or inexperienced driver
The assets and responsibilities that could be affected by a serious loss
A homeowners policy is connected to:
The place where a family lives
The belongings accumulated over many years
Personal liability responsibilities
The ability to recover following a covered loss
The financial commitment represented by the property
Life insurance is connected to:
The people who depend on someone’s income
Housing expenses
Education goals
Outstanding obligations
Final_expenses
Family responsibilities
Business responsibilities
The future a family is working to create
Business insurance is connected to:
At Jose Rosario State Farm, an insurance quote is an opportunity to begin a more meaningful conversation.
We want to understand what matters to you, what you have worked hard to build, and what responsibilities should be considered when reviewing your coverage.
Insurance and Financial Services in Florida and Georgia
Jose Rosario State Farm serves eligible customers throughout Florida and Georgia.
Depending on individual needs, product availability, underwriting requirements, and eligibility, our office can assist with:
Auto insurance
Homeowners insurance
Condominium insurance
Renters insurance
Personal articles insurance
Personal umbrella liability insurance
Life insurance
Health-related protection products
Business insurance
Business Owners Policies
Commercial auto insurance
Pet insurance
Banking products
Annuities
Individual retirement accounts
Education savings options
Other available financial services
Our goal is not to overwhelm customers with products.
Our goal is to understand their needs, identify areas that deserve attention, explain available options clearly, and help them make informed decisions based on their individual circumstances.
Auto Insurance in Florida and Georgia
Your auto insurance should do more than provide an identification card.
It may need to help protect:
You and the people riding with you
Other people affected by an accident
A financed or leased vehicle
A new or inexperienced driver
Your family’s transportation
Your personal assets
Your financial responsibilities following a serious liability event
Jose Rosario State Farm helps eligible drivers in Florida and Georgia review available coverage options, including:
Liability limits
Comprehensive coverage
Collision coverage
Deductible options
Rental-vehicle considerations
Applicable uninsured or underinsured motorist options
Available discounts
Coverage for additional drivers and vehicles
The most important question is not simply:
“What is the lowest available price?”
A better question is: “What coverage is appropriate for my vehicle, my family, my responsibilities, and my current circumstances?”
Our team is ready to help you have that conversation.
Homeowners, Condominium, and Renters Insurance
A home is often one of a family’s largest financial commitments.
The belongings inside it can represent years of work, memories, sacrifices, and personal meaning.
Jose and his team help eligible homeowners, condominium owners, landlords, and renters explore available coverage for:
Coverage, limits, endorsements, deductibles, exclusions, and underwriting requirements can vary.
That is why a real conversation with a knowledgeable team matters.
An insurance policy should not be selected solely because it produced the lowest number on a screen. It should be reviewed in the context of what the customer owns, what the customer could lose, and what the customer expects the coverage to help accomplish.
Life Insurance: Protecting the People Behind the Policy
Life insurance is not primarily about the insured person.
It is about the people, responsibilities, and dreams that may remain after that person is gone.
Life insurance benefits may help a family address:
Jose’s advanced education and professional designations provide a strong foundation for thoughtful conversations about the role life insurance may play in protecting a family or business owner.
The conversation begins with people, not products:
Who depends on your income?
How long might they need financial support?
What obligations would remain?
What existing resources are available?
Has your family, income, debt, or business changed?
When was your coverage last reviewed?
Are your beneficiaries still consistent with your intentions?
A life insurance decision deserves more than a rushed quote.
It deserves a conversation with someone prepared to understand why the coverage matters.
Business Owners: Protecting What You Have Built and Preparing for What Comes Next
Your business deserves more than an insurance agent. You deserve a knowledgeable professional who understands the challenges of business ownership, personal wealth, and long-term financial security.
Why do business owners choose Jose Rosario State Farm for their personal insurance and financial services needs?
For many entrepreneurs, the relationship begins with protecting valuable assets, including luxury vehicles, homes, jewelry, fine art, collectibles, and other possessions accumulated through years of hard work.
But the relationship can extend far beyond insurance.
Jose Rosario, MSFP, MBA, ChFC®, CLU®, CPCU®, WMCP®, RICP®, brings a distinctive combination of advanced academic education, professional credentials, and business knowledge to conversations with entrepreneurs and their families.
His Master of Business Administration (MBA), Master of Science in Financial Planning from the University of Georgia, and Bachelor of Business Administration in Finance provide an educational foundation for understanding the complex responsibilities that business owners face every day.
These responsibilities extend beyond generating revenue and managing expenses. They include:
Human Capital Management: Understanding the importance of recruiting, developing, compensating, and retaining employees while managing the financial responsibilities associated with a growing workforce.
Budgeting and Cash Flow: Recognizing how operating expenses, financial commitments, liquidity needs, and unexpected events can affect business stability.
Marketing and Business Growth: Appreciating the relationship between marketing investments, customer acquisition, competition, profitability, and sustainable business development.
Economic Cycles and Business Risk: Understanding how inflation, interest rates, economic downturns, and changing market conditions can create financial pressures for businesses of any size.
Business Continuity: Considering how the loss of an owner, key employee, or essential asset could affect operations, employees, customers, and the owner's family.
From Business Success to Personal Wealth
Building a successful business is an extraordinary accomplishment. However, business ownership and personal financial security are not necessarily the same thing.
Business owners frequently dedicate years to building the value of their companies while postponing important decisions about their personal financial futures.
Jose's advanced education and professional designations provide a strong foundation for conversations involving:
Wealth Accumulation: Exploring available investment services and strategies intended to support long-term financial objectives.
Retirement Strategies: Understanding available retirement accounts, business retirement plans, and options for preparing financially for life after business ownership.
Asset Protection: Reviewing insurance and liability protection needs associated with valuable personal property, business interests, and accumulated assets.
Business Succession: Recognizing the importance of preparing for ownership transitions, business continuity, and the financial consequences of unexpected events.
Generational Wealth Transfer: Considering how life insurance, beneficiary arrangements, and available financial products may support broader goals for transferring assets to future generations, in coordination with appropriate legal and tax professionals.
Your Business Is Part of Your Life. Your Financial Future Deserves Attention Too.
At Jose Rosario State Farm, we recognize that business owners are more than entrepreneurs.
They are individuals, spouses, parents, employers, investors, and often the financial foundation of multiple generations.
Our philosophy is simple: Protect, Then Invest®.
We believe meaningful relationships begin by understanding what you have worked to build, the responsibilities you carry, and the future you envision for yourself, your family, and your business.
Whether you own a small family business or manage a growing enterprise, Jose Rosario State Farm welcomes the opportunity to become a trusted resource for your personal insurance and available financial services needs.
Business owners throughout Florida and Georgia: Let's have a conversation about protecting what you have built and preparing for what comes next.
Jose Rosario, MSFP, MBA, ChFC®, CLU®, CPCU®, WMCP®, RICP® State Farm Agent | Florida & Georgia
Call or Text: 407-704-6655 Website: joseorosario.com
Business Insurance for Florida and Georgia Entrepreneurs
Business owners often carry several responsibilities at the same time.
They may need to protect:
Jose and his team help eligible business owners explore available insurance options, including:
Business Owners Policies
Commercial auto insurance
Liability protection
Workers’ compensation where available
Property coverage
Other applicable business coverage
Jose’s MBA, MS, Bachelor of Business Administration in Finance, CPCU®, CLU®, ChFC®, and additional professional education support conversations that look beyond a certificate of insurance.
Our goal is to understand:
What your business does
What could interrupt its operations
What responsibilities you have to customers and employees
What could happen if an owner or essential employee could no longer work
How your business and personal responsibilities may be connected
Whether your protection should evolve as the business grows
Your business may represent years of work and sacrifice. It deserves an agency willing to understand more than its name and industry classification.
Available Financial Services
Financial decisions can become more important as families, professionals, retirees, and business owners move through different stages of life.
Jose’s graduate education and professional designations provide a strong academic foundation for conversations about available financial services.
Depending on a customer’s individual circumstances, eligibility, applicable registrations, product availability, and required disclosures, our office may provide information about available options such as:
Individual retirement accounts
Business retirement plans
401k rollovers
Wealth Management
Roth and Traditional IRA
Education savings options
Annuities
Business retirement-plan options
Banking products
Other available financial products and services
Investment Services
Jose’s objective is to help customers better understand available options, ask appropriate questions, and make informed decisions based on their individual needs, goals, and circumstances.
All financial products and services are subject to applicable eligibility requirements, registrations, product terms, risks, fees, and required disclosures.
A Team Customers Remember by Name
An agency is not defined only by the person whose name appears on the sign.
It is defined by what happens when a customer:
Calls the office
Sends a text message
Walks through the door
Requests a policy change
Needs help understanding a document
Has a question
Faces an urgent situation
Moves to another state
Experiences an important life change
Jose Rosario State Farm has developed a team-centered service model.
Our customers regularly recognize members of our team by name for being professional, patient, responsive, knowledgeable, and willing to help.
That matters because customers should not have to depend on one individual to receive excellent service.
Our team’s objective is simple:
Listen carefully. Explain clearly. Act responsibly. Follow through. Treat every customer as a person, not a transaction.
When you contact Jose Rosario State Farm, our goal is to make you feel that you have reached a team that genuinely wants to understand and help.
Service in Five Languages
Insurance and financial matters can be difficult enough without a language barrier.
Jose Rosario State Farm provides service in:
English
Spanish
Portuguese
Haitian Creole
French
Our multilingual team helps customers discuss important insurance and financial matters in the language in which they feel most comfortable.
The purpose of multilingual service is not simply translation.
It is understanding.
Customers should be able to ask questions, receive clear explanations, and feel confident about the decisions they make.
Serving Customers Throughout Florida and Georgia
Jose Rosario is a multi-state State Farm Agent serving eligible customers in Florida and Georgia.
Our Orlando office assists customers throughout Central Florida, including:
We also help eligible customers in other parts of Florida, including:
In Georgia, we serve eligible customers in communities throughout the state, including areas around:
No matter where you live in Florida or Georgia, our goal is to provide the same commitment to knowledge, integrity, responsiveness, and personalized service.
Moving Between Florida and Georgia?
Our State-to-State Transfer Team Is Ready to Help
Moving from one state to another can affect your auto, homeowners, renters, umbrella, business, and other insurance needs.
State laws, coverage options, policy forms, pricing, underwriting requirements, and available products can change.
Jose Rosario State Farm has a dedicated State-to-State Transfer Team that assists eligible customers moving between Florida and Georgia.
Our team can help you:
Review your moving date and new address
Identify the policies that may be affected
Discuss available Florida or Georgia coverage
Explain applicable changes
Coordinate available insurance options
Help reduce the possibility of an unintended coverage gap
Maintain continuity through one agency serving both states
Do not wait until the moving truck arrives.
Contact our agency as soon as you know when and where you are moving.
More Than an Insurance Transaction
Jose believes strong customer relationships are built over years, not completed in a single transaction.
That means being available not only when someone needs an insurance card or policy change, but also when life changes.
Those changes may include:
Outside the office, Jose is a devoted family man and an active supporter of charitable and community organizations, including St. Jude Children’s Research Hospital and Shriners Children’s.
Service, education, family, integrity, and community are not separate from the agency’s identity.
They are central to how Jose and his team approach every customer relationship.
Why Choose Jose Rosario State Farm?
You have many choices when selecting an insurance agency.
The right question is not simply whether an agency can provide a quote.
The right question is whether that agency is prepared to serve you through the different stages of your life.
Does your current agency know you beyond your auto policy?
An agency should understand the people, property, business interests, goals, and responsibilities connected to your insurance decisions.
Has anyone reviewed how your needs have changed?
Coverage established several years ago may not reflect a new home, vehicle, driver, business, income, family member, asset, or responsibility.
Can your agency continue helping if you move between Florida and Georgia?
Jose is licensed in both states and has established a dedicated State-to-State Transfer Team.
Can your agency serve your family in the language it understands best?
Our team provides service in English, Spanish, Portuguese, Haitian Creole, and French.
Do you know who will help when you call?
Our customers regularly recognize individual team members by name because our service is delivered by a real and knowledgeable team.
Does your agency have advanced education and professional credentials?
Jose has earned graduate degrees and respected professional designations covering insurance, business, finance, life insurance, property and casualty risk, and long-term financial needs.
Does your agency look beyond the immediate transaction?
We want to help with the need that brought you to us today while remaining prepared for the conversations you may need tomorrow.
Customers from communities across Florida and Georgia contact our agency because they are looking for a relationship built on:
Advanced education
Professional credentials
Personalized attention
Responsive service
Multilingual communication
Integrity
Long-term support
Florida and Georgia continuity
A team that takes time to understand their needs
You do not have to remain with an agency that no longer meets your expectations.
Contact our office and say:
“I would like to make Jose Rosario my State Farm agent. Please help me understand the process.”
Our team can explain the available steps and help you understand what information may be needed.
Currently Insured with Another Company?
Request a personalized insurance review and ask about available State Farm options.
When possible, provide your current declaration pages so our team can review relevant:
A meaningful comparison should consider more than price.
Do not cancel your current insurance until any replacement coverage has been approved, issued, and confirmed effective.
Do Not Wait Until You Need Better Service
Do not wait for a claim to discover that your agency does not understand your situation.
Do not wait for a move to discover that your agent cannot serve your new state.
Do not wait for a business interruption to think about business risk.
Do not wait for the loss of a loved one to discover that life insurance was never reviewed.
Do not remain in an agency relationship simply because no one told you that you had another choice.
You are not simply choosing where to keep your policies.
You are choosing who will answer when life changes.
Choose Advanced Knowledge.
Choose a Multilingual Team.
Choose Florida and Georgia Continuity.
Choose a Relationship Designed to Last.
Switch to Jose Rosario State Farm Today
Call or text: 407-704-6655
Jose Rosario State Farm 10249 S John Young Parkway, Suite 110 Orlando, Florida 32837
Serving eligible customers throughout Florida and Georgia in English, Spanish, Portuguese, Haitian Creole, and French.
Insurance and financial products and services are subject to eligibility, underwriting, availability, applicable registrations, product terms, fees, risks, and required disclosures. Neither State Farm nor its agents provide tax or legal advice.
